Pay 0% on All Credit Card Transactions
Eliminate your credit card transaction fees while helping your customers lower their transaction costs
Eliminate transaction fees for your institution
Quick access to the answers you need
Patent-pending technology helps your customer’s save on transaction costs.
No long term contract. No termination fee. Zero new equipment cost.
Mobile payments. Online integration. Seamless reporting.
See how Prospay is creating surcharging solutions for your industry
Two different payment solutions based on type of your business
INTELLIGENT RATE
Designed for GOVERNMENT AND EDUCATION. Instead of a flat %, Intelligent Rate automatically calculates the service fee appropriately to the true cost while the consumer is typing in their card information. Lower your customer’s transaction fee while you eliminate yours.
ZERO COST CREDIT
Designed for ALL BUSINESSES. Allows you to keep 100% of the amount of your sale on credit cards. Accept all the Credit Cards you want for 0%. Pay only on debit cards transactions. Zero Cost Credit technology takes the guess work out of surcharging keeping you fully compliant.
For Government & Institutions
Our Solution for Government & Institutions is Free!
- No monthly fee
- Pay 0% on all credit cards
- Pay 0% on debit cards
Pay 0%
On All Credit Card Transactions
Yes, you read that correctly. Stop paying expensive fees and instantly improve profit margins.
Help Your Customers Reduce their Transaction Fees
Different card types cost different transaction fees. For example, cards with extensive rewards cost much more than debit cards. Go beyond flat percentage rate fee. Instead, CardX automatically prices the transaction fee to the actual cost of the card type.
- Give your customers real-time information about savings
- Help your customers choose a form of payment with lower costs
In real-time, CardX calculates the cost of the card type the consumer is using.
For Government
Smarter for everyone: Intelligent Rate.
0% cost to your institution. 68% of consumers pay less.
Intelligent Rate prices different cards at their different costs.
Instead of charging a flat rate, Intelligent Rate sets the service fee to correspond to the cost of accepting the card a consumer chooses. For example, consumers who choose rewards cards will cover the extra cost associated with those rewards.Consumers with low-cost cards pay a lower fee (as low as 0.75%).
Intelligent Rate provides real-time information about savings options. Consumers can reduce their service fee by choosing a lower-cost form of payment, such as a no-frills credit card or a debit card.For Business
Sell $100, see $100.
Zero cost on credit cards. Simple, transparent pricing.
Accept Credit Cards
When customers choose a credit card, they also cover the fee.
At the time of purchase, Prospay informs the customer of the fee amount, and always gives the option to pay with a no-fee method. You receive 100% of the amount of your sale.
Accept Debit Cards
When customers choose a debit card, they pay no fee, keeping you compliant.
Your customers always have a no-fee payment option. To comply with the rules, Prospay automatically detects when a debit card is entered and applies no fee. You pay only the low cost of debit card acceptance.
For All Business and Industries
Pay 0% on all Credit Card transactions: Any Merchant,
Any-Time, Any Place
Imagine accepting credit cards for 0%. For many businesses, this savings amounts to thousands of dollars per month.
- One low monthly fee
- Pay 0% on all credit cards
- Only pay for debit cards
Get started, and receive a decision in as little as 24 hours
Please complete the form below and a representative will be in touch. An agent will contact you based on your information.
Need Instant Consultation?
Contact us immediately at (877) 776-5729
What time are consultants available?
we are available from 9 am - 5 pm, eastern Time. For emergency consultations, we will try to make someone available immediately.
When will I receive an answer?
During normal business hours, we can typically get back to you in a matter of minutes, and begin our consultation process.
How quickly can I be processing?
Responses to this vary greatly depending on your industry, what type of service you offer, and your current risk profile. Please call us or complete an application to begin this process.
How will my rate be determined?
Your rate is determined by a number of factors including business type, location, method of payments, etc. Because of our banking relationships, we have the most competitive rates on the market. Home | About Us | Privacy | Contact Us |
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Prospay™, Inc. is a registered MSP/ISO of Elavon, Inc Georgia, a wholly owned subsidiary of U.S | Bancorp, Minneapolis, MN. American Express requires separate approval. | Prospay Enterprise is an independent agent of Prospay™, Inc.